Guides

Understand ISO 20022 and prepare your files

Practical guides to understand the standard, choose the right checks and fix the payment addresses that need attention.

Guide · FundamentalsISO 20022 explained: what the standard changes for your paymentsUnderstand ISO 20022, its role in payments, pain.001 messages and why structured postal addresses matter.Read guide→Guide · ISO 20022Structured ISO 20022 addresses: what to check beyond the columnsUnderstand structured payment addresses, PstlAdr and the data checks needed before bank submission.Read guide→Guide · Address formatsFree-text, hybrid or structured: which address format is ready?Distinguish unstructured, hybrid and fully structured postal addresses in ISO 20022 payments.Read guide→Guide · FilesAudit address files for ISO 20022 without breaking the working fileReview Excel or CSV addresses, retain original rows and produce an ISO 20022 output that teams can check.Read guide→Guide · Address qualityStructure, complete or validate an address: three different jobsUnderstand the three address-processing levels and pick only the checks you need.Read guide→Reference · PstlAdrISO 20022 PstlAdr fields: StrtNm, BldgNb, PstCd, TwnNm and CtryUnderstand StrtNm, BldgNb, PstCd, TwnNm, Ctry and other PstlAdr fields, with structured and hybrid examples.Read guide→Guide · PstlAdrPstlAdr ISO 20022 example: spotting an address that is readyCompare AdrLine, hybrid and structured postal address examples in a pain.001 PstlAdr block, with common issues to check.Read guide→Guide · CBPR+ 2026Unstructured addresses: what the Swift and EPC delay changesSwift and the EPC delayed the end of unstructured addresses. The dates now expected, the accepted formats and how to review your files without rushing.Read guide→Guide · CtryCtry ISO 20022: the country-code issue that blocks files fastAvoid country-format issues in ISO 20022 addresses: Ctry expects an ISO 3166-1 alpha-2 code such as FR, DE or CH.Read guide→ISO 20022 / CBPR+Swift and EPC delay: are your payment addresses ready?The dates expected after the delay, and how to prepare your files without rushing.Read guide→pain.001Structured addresses in pain.001Where PstlAdr blocks sit, which formats are accepted and which errors get a file rejected.Read guide→

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