Guide · Address quality

Free-text or structured address: choosing the right readiness level

Not all addresses carry the same risk. Some are usable, some need light cleanup, and some should be handled before the deadline.

Free-text address

An address stored as a single text value is easy to keep, but harder to control when requirements increase.

It often hides the information needed to decide quickly whether a row is ready.

Partially organized address

Some rows already have part of the information in a usable place, but remain incomplete or ambiguous.

This can be a useful transition when teams know exactly which rows to monitor.

Ready address

A ready address is readable, controllable and usable in the payment process.

The goal is not to explain the internal method publicly, but to help teams see where the real risk sits.

Simple decision

  1. 1Spot free-text rows.
  2. 2Identify partially usable rows.
  3. 3Prioritize rows that may block the process.
  4. 4Decide whether targeted cleanup is enough.

FAQ

Is partial cleanup enough?

Sometimes yes. A short review shows whether targeted cleanup is enough or whether the risk is broader.

See which rows truly need correction

A Struct20022 review gives you a clear risk readout without turning the topic into an unnecessary project.